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Farm Loans

Like all professions, the farming industry has evolved over the years. These days you need more than a mule-drawn plow to start a success farm business. Fortunately, funding for farming businesses has also evolved, providing a whole host of finance options for agricultural entrepreneurs.

At Flexibility Capital, we believe that small businesses are the lifeblood of the economy, and nowhere is that truer than in the farm industry. We know that starting your own business is neither cheap nor easy, which is why we’re proud to offer affordable farm loans so that you can make your dream a reality.

The advantage of farm financing from Flexibility Capital is right there in our name: flexibility. Whether you need $10,000 or $1,000,000, we can help. Whether you prefer a repayment plan that lasts a few months or a few years, we can accommodate you. Best of all, we have a wide array of different funding options to meet your specific needs.

Farm Loan

Offering the Restaurant Financing You Need

What You Need to Start a Successful Farming Business

Land

It’s been said that one has to spend money to make money, and that’s just as true in the farm industry as in any other. The first thing any aspiring farmer needs to invest in is property. No matter how big or small your business is at the beginning, you’ll need plenty of land to grow your crops or house your livestock. Having a reliable water source and good soil quality is also important.

Land can be expensive, however, which is why farmland loans are often a top priority for agricultural business owners. The short application time and high approval rates for Flexibility Capital’s small business loans gives them an edge over traditional bank loans.

Equipment

Once you have your land, the next thing every farmer needs is the proper equipment to make the most of it. Depending on what kind of farm you run and how big it is, that could include such items as tractors, harvesters, tillers, manure spreaders, sprinkler systems, milking machines, sorting machines, and more.

Our goal at Flexibility Capital is to make farm equipment financing as quick and easy as possible, which is why we make sure to keep it separate from any other funding options you may have with us or any other financial institutions. And because equipment financing requires no down payments, you can take only what you need, when you need it.

Customers

There are many different ways for today’s farmers to get their products to the public, from selling wares directly to private individuals at farmer’s markets to supplying goods to industrial food manufacturing companies. Whoever your primary customers are, sooner or later you’re likely to find yourself in a gray area between payments. You have bills to pay, but the customers still haven’t paid theirs.

When that happens, you need Flexibility Capital’s invoice financing. This option provides funding for a farming business based on any outstanding invoices, supplying the necessary funds to get you over the hump. That way, a pause in your cash flow doesn’t have to mean a disruption in your overall business.

Adaptability

Just because the farming industry has evolved a lot from what it was a hundred years ago doesn’t mean it has finished changing. New innovations or unexpected setbacks can happen at any time, and that means today’s farmer needs to be able to adapt to emerging challenges and opportunities

Whether it’s a natural disaster causing a harvest to come up short or a new dining fad sending customer demand through the roof, it’s important to be able to make key financial decisions at a moment’s notice. A business line of credit from Flexibility Capital allows you to do just that, giving you instant access to funds without having to jump through hoops.

Plant the Seeds of Success with a Farm Loan Today

From the field to the table, Flexibility Capital wants to make sure farmers always have the financial resources they need to grow their business. Applying for our farm loans takes no time at all, and the terms of repayment are customizable based on your own unique, individual needs. Contact Flexibility Capital today for more information.

Ready to Grow Your Business?

With our seamless approval process, you're only a few hours away from obtaining the capital you need to grow your business.

There is no cost or obligation to find out what you’re approved for