Easy access to capital
True lines of credit, up to $1,000,000, that you can draw on 24/7.
Have expenses that require cash on hand? Business Lines of Credit are a fast and flexible financing option. Apply for a line of credit (up to $750,000); once approved, you can draw what you need from it anytime. You only pay interest and fees on what you borrow and will have instant access to funds – 24/7.
Working capital that’s there when you need it
True Lines of Credit $10K to $1Million
Withdraw what you need, when you need it. Only pay for what you borrow.
Instant access to funds
Once approved, have instant access to funds 24/7, even weekends.
Competitive rates and terms.
Rates as low as 5.99%* with flexible 6 to 24 month terms.
Have ongoing access to capital.
Flexible 1 to 3-year terms
Rates as low as 5.99%
Only pay interest and fees for what you borrow
Customizable payment options
No prepayment penalties
Get started with your Line of Credit
1
Apply in minutes
Submit basic information and receive a decision in as little as five minutes without impacting your credit score.
2
Access funds in a click
Submit a fund request with just one click and have approved amounts transferred to your account in as little as 24 hours.
3
Make automatic repayments
Repay automatically on a fixed schedule without any prepayment fees. Your credit line will be restored as you make repayments.
4
Build business credit
We report repayment history to business credit bureaus, which may help build your business credit as you make on time payments.
Frequently Asked Questions
What is the maximum credit limit available?
Our line of credit offers limits up to $1,000,000, depending on your business’s financial profile and needs.
Can I access funds from the line of credit at any time?
Yes, you can withdraw funds at any time (nights and weekends included) up to your approved limit.
How is interest charged on the line of credit?
Interest is only charged on the amount you draw, not the entire credit limit, with competitive rates based on your usage and credit profile.
How does a line of credit differ from a term loan?
A line of credit and a term loan differ in how the funds are received and repaid.
A line of credit provides access to a predetermined amount of money that can be used as needed. Interest is only charged on the amount that is used. A line of credit is a good option for short-term expenses or when cash flow is unpredictable.
A term loan involves borrowing a set amount of money that is paid back over a set period of time.
What are the repayment terms for Flexibility Capital's line of credit?
Repayment terms are flexible, with weekly and monthly minimum payments based on your outstanding balance, allowing you to manage your cash flow effectively.
Receive personalized financial assistance from our 5-star reps.
Dedicated support is just a message or phone call away, provided by experienced professionals ready to assist.
Leave the details of small business loans to us—your U.S.-based loan advisor will guide you through the process with expert care.
Click here to get started or call 888-891-6772
Ready to apply for a Line Of Credit?
Get fast and easy business funding today.
