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WHY CHOOSE US

More than a lender. A trusted partner.

See why business owners like you choose Flexibility Capital.

$1B+

In working capital provided

2x

Industry average approval rating

1,000+

5-star reviews

What sets us apart

Simple process

Minimum documentation is required. It only takes a few minutes to apply.

Fast funding

If approved, get funds in as little as 24 hours. Lines of credit fund instantly.

Low rates

Rates that can’t be beat -as low as 6.99.* Flexible terms and no hidden fees.

Trusted partner

We uphold the highest standards of integrity, trust and communication.

What could your business do with $250,000?

  • Cover your payroll

  • Purchase more inventory

  • Upgrade equipment

  • Hire more employees

  • Bridge a cash flow gap

  • Expand or renovate

Auto repair shop loans & financing
Invest in building your auto repair business.
Apply Now
Construction Loans & Financing
Hire workers, buy equipment, maintain capital during slow seasons.
Apply Now
Auto repair shop loans & financing
Invest in building your auto repair business.
Apply Now
Construction Loans & Financing
Hire workers, buy equipment, maintain capital during slow seasons.
Apply Now
Auto repair shop loans & financing
Invest in building your auto repair business.
Apply Now
Construction Loans & Financing
Hire workers, buy equipment, maintain capital during slow seasons.
Apply Now

And if you need more reasons why

  • Best option
    Flexibility Capital
  • The Other Guys
Our Benefits
Best option
Flexibility Capital
The Other Guys
Our Benefits
$3999
/year
$3999
/year
Funding amount$5,000 - $5,000,000Up to $1,000,000
TermsUp to 36 monthsUp to 24 months
Approval timelineWithin 1 hour24 to 48 hours
Average approval rating2x the industry average
Funding timeline24 hours2-3 days
Minimum credit score500600-700
Flexible payment options
Early payoff discounts
Thousand of 5-star customer reviews
Apply Now

Excellent

Ashlee M.
Great to work with and easy to talk to. I didn't have a great Q4 and Flexibility helped me get the funds I needed to pay bills until my business starts making money again! I am looking forward to have a long relationship with this company!
Cynthia
Jake and the rest of the reps at Flexibility are fabulous. They make the process so easy and really a life saver for us small mom and pops who have been crippled by this terrible inflated economy. I would recommend them to anyone in need of a lil help.
Joshua A.
The experience was nothing short of amazing...Nicholas made the entire process feel simple and straightforward. His expertise and dedication were evident, making what could have been a complex process feel seamless and stress-free.
Brooke M.
This process was seamless, from start to finish, Avi was helpful in explaining my options and what would be best for my business and needs... I see him as a long term partner in my business and look forward to working together!
Rebecca S.
I had a great experience thanks to the help that Mike provided me. He quickly got me through the credit approval process and I was approved for funding within a day. Would definitely recommend to someone looking to grow business credit.
Ashlee M.
Great to work with and easy to talk to. I didn't have a great Q4 and Flexibility helped me get the funds I needed to pay bills until my business starts making money again! I am looking forward to have a long relationship with this company!
Cynthia
Jake and the rest of the reps at Flexibility are fabulous. They make the process so easy and really a life saver for us small mom and pops who have been crippled by this terrible inflated economy. I would recommend them to anyone in need of a lil help.
Joshua A.
The experience was nothing short of amazing...Nicholas made the entire process feel simple and straightforward. His expertise and dedication were evident, making what could have been a complex process feel seamless and stress-free.
Brooke M.
This process was seamless, from start to finish, Avi was helpful in explaining my options and what would be best for my business and needs... I see him as a long term partner in my business and look forward to working together!
Rebecca S.
I had a great experience thanks to the help that Mike provided me. He quickly got me through the credit approval process and I was approved for funding within a day. Would definitely recommend to someone looking to grow business credit.
Ashlee M.
Great to work with and easy to talk to. I didn't have a great Q4 and Flexibility helped me get the funds I needed to pay bills until my business starts making money again! I am looking forward to have a long relationship with this company!

Take your business to the next level.

Apply for a fast and easy business loan today!