Funding for Farming Businesses

Like all professions, the farming industry has evolved over the years. These days you need more than a mule-drawn plow to start a successful farm business. Fortunately, funding for farming businesses has also evolved, providing a whole host of finance options for agricultural entrepreneurs.

At Flexibility Capital, we believe that small businesses are the lifeblood of the economy, and nowhere is that truer than in the farm industry. We know that starting your own business is neither cheap nor easy, which is why we’re proud to offer affordable farm loans so that you can make your dream a reality.

The advantage of farm financing from Flexibility Capital is right there in our name: flexibility. Whether you need $10,000 or $1,000,000, we can help. We can accommodate you if you prefer a repayment plan that lasts a few months or years. Best of all, we have a wide array of different funding options to meet your specific needs.

What You Need to Start a Successful Farming Business

Land

It’s been said that one has to spend money to make money, and that’s just as true in the farm industry as in any other. The first thing any aspiring farmer needs to invest in is property. No matter how big or small your business is at the beginning, you’ll need plenty of lands to grow your crops or house your livestock. Having a reliable water source and good soil quality is also important.

Land can be expensive, however, which is why farmland loans are often a top priority for agricultural business owners. The short application time and high approval rates for Flexibility Capital’s small business loans give them an edge over traditional bank loans.

Equipment

Once you have your land, every farmer next needs the proper equipment to make the most of it. Depending on what kind of farm you run and how big it is, that could include tractors, harvesters, tillers, manure spreaders, sprinkler systems, milking machines, sorting machines, and more.

Our goal at Flexibility Capital is to make farm equipment financing as quick and easy as possible, which is why we keep it separate from any other funding options you may have with us or any other financial institutions. And because equipment financing requires no down payments, you can take only what you need when you need it.

Customers

There are many ways for today’s farmers to get their products to the public, from selling wares directly to private individuals at farmer’s markets to supplying goods to industrial food manufacturing companies. Whoever your primary customers are, sooner or later, you’re likely to find yourself in a gray area between payments. You have bills to pay, but the customers still haven’t paid theirs.

When that happens, you need Flexibility Capital’s invoice financing. This option provides funding for a farming business based on outstanding invoices, supplying the necessary funds to get you over the hump. That way, a pause in your cash flow doesn’t have to mean a disruption in your overall business.

Adaptability

The farming industry has evolved a lot from what it was a hundred years ago doesn’t mean it has finished changing. Innovations or unexpected setbacks can happen at any time, and that means today’s farmer needs to be able to adapt to emerging challenges and opportunities

Whether a natural disaster causes a harvest to come up short or a new dining fad sends customer demand through the roof, it’s important to make key financial decisions at a moment’s notice. A business line of credit from Flexibility Capital allows you to do that, giving you instant access to funds without jumping through hoops.

Plant the Seeds of Success with a Farm Loan Today

From the field to the table, Flexibility Capital wants to ensure farmers always have the financial resources needed to grow their businesses. Applying for our farm loans takes no time at all, and the repayment terms are customizable based on your unique individual needs. Contact Flexibility Capital today for more information.